Capital one quicksilver cash advance

Author: m | 2025-04-24

Key Things to Know About Capital One Quicksilver Secured Cash Rewards Credit Card Cash Advances. The Capital One Quicksilver Secured charges fees and separate interest rates for cash advances. It charges a fee of 5% (min $5) and an interest rate of up to 29.74% (V). There’s no grace period on Capital One Quicksilver Secured cash advances. The combination of no annual fee and great cash back rewards on all purchases really helps the Capital One Quicksilver Card stand out from its competition. It’s not the only fee you need to worry about with the Capital One Quicksilver Cash Rewards Credit Card Card, though. Capital One Quicksilver Fees. Annual Fee: $0; Cash Advance Fee: 5%

Capital One Quicksilver Secured Cash Advance Locations

Guaranteed 1.5% cash back on everything, no annual or foreign transaction fee, and 0% intro APR for fifteen months.Our founder, Derek Sall, would probably sum up the Capital One Quicksilver with one word: sweet.Let’s find out if the card really is such a sweet deal or if it’s going to turn sour a few months down the road—This article will show you:What the Capital One Quicksilver is all about.Its benefits, rewards, pros, and cons.Notable alternatives.Read more:Capital One Platinum Card ReviewCapital One Quicksilver vs. PlatinumCapital One QuicksilverOne ReviewCapital One Quicksilver at a GlanceFull name: Capital One® Quicksilver® Cash Rewards Credit CardBest for: Unlimited cash back and straightforward rewards structureIssuer: Capital OneRequired credit score: Good–excellent (690–850)What’s the Capital One Quicksilver?The is a credit card that offers straightforward cashback rewards—you can earn 1.5% cash back on every purchase, with no caps or specific categories to worry about.It also has no annual fee, and often comes with an introductory 0% APR period and a sign-up bonus (making it an appealing option for those looking for a hassle-free rewards card).Capital One website advertises it as a card for excellent credit scores, but those with good ones may be approved for this card too (albeit without some of the benefits).Capital One Quicksilver Secured vs. UnsecuredHow do they compare—and how to choose the right one for yourself?Secured cardis designed for people who are building or rebuilding their credit.It requires a security deposit, which is refundable and serves as collateral for your credit limit.The minimum deposit is usually $200 (which becomes your credit limit).Unsecured cardThe Unsecured card is a regular credit card that doesn’t require a security deposit.It’s generally best for people with good or even excellent credit.This version of the card offers 1.5% cashback on all purchases, a sign-up bonus, and often an introductory 0% APR period.RememberChoosing between a secured and unsecured card depends on your credit history and financial goals.If you’re new to credit or looking to improve your credit score, a secured card like the Capital One Quicksilver Secured may be a better fit.But if you have good credit and want a simple cashback rewards. Key Things to Know About Capital One Quicksilver Secured Cash Rewards Credit Card Cash Advances. The Capital One Quicksilver Secured charges fees and separate interest rates for cash advances. It charges a fee of 5% (min $5) and an interest rate of up to 29.74% (V). There’s no grace period on Capital One Quicksilver Secured cash advances. The combination of no annual fee and great cash back rewards on all purchases really helps the Capital One Quicksilver Card stand out from its competition. It’s not the only fee you need to worry about with the Capital One Quicksilver Cash Rewards Credit Card Card, though. Capital One Quicksilver Fees. Annual Fee: $0; Cash Advance Fee: 5% What to Keep in Mind About Capital One Quicksilver Cash Advances. Even with a fee-free ATM, cash advances are extremely expensive transactions. Capital One Quicksilver charges a 29.24% (V) cash advance APR, which starts accruing as soon as the advance is granted as there is no grace period for it. Plus, you will be charged either 5% (min $5) of The Capital One cash advance fee is per transaction, whichever is higher. A cash advance fee is a fee charged when using a Capital One credit card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations Capital One Quicksilver Secured Cash Rewards Credit Card. LEARN MORE LEARN MORE LEARN MORE. Cash advance APR: 29.24% variable; Capital One Savor Cash Benefits. Whether the Savor or Capital One Quicksilver Rewards Credit Card is better for you will depend on your spending patterns. If Chase Slate Edge℠: Cash advance fee of $10 or 5%, whichever is higher; 29.49% cash advance APR. Capital One Quicksilver Cash Rewards Credit Card: Cash advance fee of $3 or 3% of the cash advance The Capital One Quicksilver Cash Rewards Credit Card and the Capital One Quicksilver Cash Rewards for Good Credit both have an annual fee of $0. The Capital One QuicksilverOne Cash Rewards Credit Card, on the other hand, has an annual fee of $39. Cash Advance Fee 5% of the amount of the cash advance, but not less than $5; The Capital One Quicksilver Cash Rewards Credit Card is a solid cash back card with a $0 annual fee. Quicksilver and Venture.Read more:20 Top Travel Credit CardsBest Credit Cards (For Travel and More)Additional benefitsAs listed above, Capital One Quicksilver cash back card gives you fun perks like access to cool restaurants and events, Uber One membership, or zero fraud liability.Cons—Things to keep in mindHigh APR after the intro periodAfter the 0% introductory APR period ends, you’ll see a higher APR, which could be costly if you carry a balance month-to-month.Depending on your creditworthiness, you’ll land somewhere between 19.74% and 29.74%.For a cardholder with excellent credit score, that’s a lot.Excellent credit score requiredTo qualify for the Capital One Quicksilver, a good to excellent credit score is usually a must.And those with just good credit scores can’t snag the intro APR and sign-up bonus.Before applying, make sure you check your current credit score. (You can do it here for free.)Some cards offer higher cash back percentages in specific categories, while the Quicksilver has a flat rate of 1.5% on everything.As a bonus, you can also earn 5% back on car rentals and hotels booked through Capital One Travel.But if you spend a lot on a particular category, there might be other cards that could yield higher rewards.Capital One SavorOne credit card also offers cash back on all purchases, albeit at a lower rate of 1%, but it increases up to 3% on food and entertainment purchases. For more information, check out our in-depth comparison of Capital One SavorOne vs Quicksilver.Read more:Best Cash Back Credit Cards (Up to 6% on Groceries)No points transfer capabilitiesUnlike some other rewards cards, the Capital One Quicksilver doesn’t let you transfer points to partner loyalty programs.Sometimes that means you miss out on some serious cash back.Take Chase Freedom Unlimited as an example: It lets you transfer points to other Chase cards and redeem them at better rates.Everything You Need to Know About the Capital One QuicksilverWhat’s the most important for you when choosing the right credit card for your needs?Below, we’ll cover all of that and then some:Fees and rates.Capital One Quicksilver credit limit.Rewards.Benefits.Useful links.Key Capital One Quicksilver credit card fees & ratesFind all the important fees